There’s been a swirl of misinformation lately claiming that Canadian seniors will receive $1364, $713, and $1065 CPP / OAS / GIS checks in October 2025. However, these numbers are not official payments, and they do not reflect what the CRA has approved.
In reality, benefit payments are determined by existing legislation, inflation adjustments, and eligibility tests. This article clarifies the facts, explains eligibility, and outlines the real payment dates for seniors in 2025.
What Are CPP, OAS, and GIS?
- CPP (Canada Pension Plan) is a contributory pension based on prior work contributions and is not the same as OAS.
- OAS (Old Age Security) is a non-contributory monthly pension available to most Canadians age 65 and older, subject to residency and income rules.
- GIS (Guaranteed Income Supplement) is an additional, non-taxable benefit for low-income seniors who already receive OAS.
These benefits are reviewed quarterly for inflation adjustment.
The Misinformation: $1364 – $713 – $1065 Myth
Many posts online state that the October 2025 payment will include three separate checks of $1364, $713, and $1065. But this is not true:
- These figures are likely remnants of older benefit levels or guesswork.
- No official announcement supports that seniors will receive those exact amounts.
- Actual payments depend on CRA’s approved benefit rates, which include inflation indexing and income thresholds.
Thus, seniors should treat those numbers as rumors until verified by Service Canada / CRA.
Actual Payment Schedule & Rates in 2025
Here’s what is known about official benefit rates and payment dates for OAS / GIS / CPP in 2025:
| Benefit | Typical Monthly Rate (2025) | Payment Dates | Notes / Conditions |
|---|---|---|---|
| OAS (65–74) | Up to $727.67 per month | Same dates as OAS: e.g. October 29, 2025 | Adjusted quarterly for inflation |
| OAS (75+) | Up to $800.44 per month | — | 10% boost from the 75+ rule |
| GIS (single, low income) | Up to $1,086.88 | Paid with OAS | Income-based; non-taxable |
| CPP retirement pension | Varies by individual contributions | October 29, 2025 | Paid monthly by CRA / Service Canada |
Key payment dates for 2025 include:
- OAS / GIS: monthly payments, e.g. October 29, 2025
- CPP: same schedule, e.g. October 29, 2025
(Note: These dates are based on the official benefits calendar published by Service Canada.)
Who Is Eligible?
To qualify for OAS and possibly GIS, seniors must meet certain criteria:
- Be 65 years or older (or older for deferral)
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years after age 18
- For GIS, have a low income (below set thresholds)
- Income above certain thresholds may cause OAS clawback (repayment)
CPP eligibility depends on prior contributions to the plan over your working years.
Why the Rumor Spread
- People often confuse past increases or one-time boosts with guaranteed future amounts.
- Inflation adjustments may lead to rumors of sudden large figures.
- Misleading social media posts claim “new benefits” that aren’t approved.
- Seniors hoping for extra relief latch on to these speculative numbers.
Always rely on official CRA / Service Canada announcements rather than social media.
The claims of $1364, $713, and $1065 CPP / OAS / GIS checks for October 2025 are not valid. Those amounts are not part of any authorized benefit program.
Seniors will continue to receive their approved OAS, CPP, and GIS payments based on the CRA’s rules, inflation adjustments, and income limits. The official October 29, 2025 payment date is expected for these benefits.
Always verify any “new benefit” claims with Service Canada / CRA before believing or sharing them.
FAQs
Are the $1364 / $713 / $1065 amounts real payments?
No — they are rumors. There is no official confirmation that seniors will receive those exact checks in October 2025.
When will OAS / GIS / CPP payments actually arrive in October 2025?
The payment date is typically October 29, 2025 for OAS / GIS / CPP, following CRA’s published schedule.
Can a high income cancel or reduce OAS / GIS benefits?
Yes. If your net income is above the designated threshold, part or all of your OAS may be clawed back. GIS eligibility also depends heavily on income.