The Canada Workers Benefit (CWB) is a refundable tax credit provided by the Canada Revenue Agency (CRA) to support low-income workers and families. Recently, the number $2,813 has been trending in connection with the September 2025 Advanced CWB payment, leaving many Canadians confused.
The truth is that while the maximum family benefit is set to rise from $2,739 to $2,813 starting with the 2025 tax year, there is no CRA payment scheduled for September 2025. Let’s break down how the benefit works, who qualifies, and the exact payment dates.
What Is the Canada Workers Benefit?
The CWB provides direct financial relief to low-income workers across Canada. It comes in two forms:
- Basic benefit (for singles or families)
- Disability supplement (for eligible individuals with disabilities)
The benefit is split into three advance payments per year, with the remainder paid after you file your taxes.
Key Facts About the $2,813 Advanced CWB
| Category | Details |
|---|---|
| Benefit Name | Advanced Canada Workers Benefit (CWB) |
| Offered By | Canada Revenue Agency (CRA) |
| Purpose | Support low-income workers |
| 2024 Tax Year Max (Families) | $2,739 |
| 2025 Tax Year Max (Families) | $2,813 (expected) |
| 2024 Tax Year Max (Singles) | $1,590 |
| 2025 Tax Year Max (Singles) | $1,633 (expected) |
| Disability Supplement | $843 (2025 expected) |
| Advance Payment Months | January, July, October |
| Payment Dates 2025 | Jan 10, Jul 11, Oct 10 |
| Next Increase Applies | Jan 2026 (for 2025 tax year) |
Payment Dates Explained
Contrary to online claims, September 2025 is not a CWB payment month. The CRA follows a fixed schedule for advance payments:
1. Advance Payment Dates for 2025 (2024 Tax Year Benefits)
- January 10, 2025
- July 11, 2025
- October 10, 2025
2. Advance Payment Dates for 2026 (2025 Tax Year Benefits)
- January 12, 2026
- July 10, 2026
- October 12, 2026
That means the new $2,813 maximum for families will only begin with January 2026 payments, not September 2025.
Eligibility for the Canada Workers Benefit
To qualify for the CWB advance payments, applicants must meet the following:
- Be a Canadian resident throughout the year.
- Be at least 19 years old on December 31 (unless living with a spouse or dependent child).
- Have a working income below set thresholds.
1. Income Limits
- Singles: Full payment if earnings are below $26,149. Phase-out begins above this level and ends at $36,749.
- Families: Full payment if income is below $29,833. Phase-out ends at $48,093.
- Some variations apply for Alberta, Nunavut, and Quebec due to provincial adjustments.
Fact Check: $2,813 in September 2025
- The $2,813 amount represents the maximum family benefit for the 2025 tax year.
- It will not be paid in September 2025.
- The first time families will see the higher payment is in January 2026.
- For 2025, the maximum family advance benefit remains $2,739.
The $2,813 Canada Workers Benefit has caused confusion, but here are the facts: this higher maximum applies to the 2025 tax year, meaning payments will only begin in January 2026.
For now, the maximum benefit for families in 2025 remains $2,739, with payments scheduled in January, July, and October.
Low-income workers should keep track of eligibility requirements, income limits, and CRA announcements to ensure they receive their full entitlement. While there is no $2,813 payment in September 2025, Canadians can look forward to higher benefit amounts starting in 2026.
FAQs
How much is the maximum CWB for families in 2025?
For the 2024 tax year (paid in 2025), the maximum is $2,739. For the 2025 tax year (paid in 2026), the expected maximum is $2,813.
Will there be a $2,813 payment in September 2025?
No. There are no CRA CWB payments scheduled for September 2025. Payments are only made in January, July, and October.
How can I check my eligibility or payment details?
Canadians can verify eligibility and payment schedules by visiting the official CRA portal at www.canada.ca.