The Canada Survivor Allowance is a crucial support benefit designed to help low-income widows, widowers, and surviving spouses aged 60 to 64 manage financially after losing a partner.
Administered by Service Canada under the Old Age Security (OAS) program, it provides monthly income until recipients reach the age of 65, when they may transition to regular OAS and Guaranteed Income Supplement (GIS) payments.
With the next payment scheduled for September 25, 2025, here’s a complete breakdown of the benefit amount, payment schedule, eligibility rules, and how to apply.
Survivor Allowance Payment Date – September 2025
The Canada Survivor Allowance follows the same calendar as OAS and GIS benefits.
Key Date:
- Wednesday, September 25, 2025 – Payments will be issued by direct deposit to registered recipients.
- Paper cheques may arrive a few business days later, depending on postal delivery times.
Staying enrolled in direct deposit ensures faster, secure access to funds without delays.
Survivor Allowance Benefit Amount – September to December 2025
The benefit is income-tested and indexed quarterly to inflation through the Consumer Price Index (CPI).
| Period | Monthly Maximum Amount | Adjustment Note |
|---|---|---|
| July – September 2025 | $1,674.31 | Reflects 0.7% CPI increase from previous quarter |
| October – December 2025 | Estimated slightly higher | New CPI adjustment to be applied in October |
Recipients receive their payments monthly, and the amount gradually reduces as personal income increases.
Eligibility Criteria for Canada Survivor Allowance 2025
To qualify for the Canada Survivor Allowance in 2025, applicants must meet all of the following conditions:
- Be 60 to 64 years old.
- Be a Canadian citizen or legal resident.
- Be living in Canada at the time of approval.
- Be a widow, widower, or surviving common-law partner.
- Have an annual income below $30,624 (for the July 2025–June 2026 benefit year).
If your annual income is above $30,624, you will not qualify for this benefit.
How to Apply for the Survivor Allowance
Unlike OAS or GIS, the Survivor Allowance is not automatic. Eligible individuals must apply through Service Canada.
Steps to Apply:
- Complete Form ISP-3008 (Survivor Allowance Application) – available on the Service Canada website or local offices.
- Provide required documents such as proof of age, residency, and the spouse’s death certificate.
- Submit your latest income details, usually from your most recent tax return.
- Wait for approval – processing may take several weeks, so early application is recommended.
If approved, payments can be retroactive for up to 12 months from the date Service Canada receives your application.
Why the Survivor Allowance Matters in 2025
With living costs continuing to rise, the Canada Survivor Allowance offers critical financial relief for older Canadians who have lost a partner and rely on a single income. The $1,674.31 monthly payment in September 2025 can help cover:
- Rent and housing costs
- Groceries and household essentials
- Energy bills and utilities
- Medical expenses and prescriptions
When combined with OAS and GIS, this allowance provides a vital safety net for vulnerable seniors navigating one of the most challenging times in their lives.
The Canada Survivor Allowance provides vital financial relief to low-income widows, widowers, and surviving spouses aged 60–64.
With payments of up to $1,674.31 arriving on September 25, 2025, eligible Canadians can better manage essential expenses. Understanding the criteria and applying promptly ensures timely support during this challenging life transition.
FAQs
When will the September 2025 Survivor Allowance be paid?
It will be paid on Wednesday, September 25, 2025, alongside OAS and GIS payments.
How much is the Survivor Allowance in September 2025?
The maximum monthly amount is $1,674.31 from July to September 2025, with a slight increase expected from October.
What income level disqualifies you from receiving this benefit?
Applicants with an annual income over $30,624 will not qualify for the Survivor Allowance in the 2025–26 benefit year.