The final round of September Social Security payments is scheduled for Wednesday, September 24, 2025 (the fourth Wednesday of the month). This wave is for beneficiaries whose birthdays fall from the 21st through the 31st.
If you receive direct deposit, funds typically post on the pay date; paper checks can take several mailing days.
Who Gets Paid On September 24, 2025
You’re in the September 24 group if:
- You started receiving Social Security (retirement, survivors, or SSDI) after May 1997, and
- Your birthday (or the worker’s birthday on whose record you’re paid) is between the 21st and the 31st.
Beneficiaries who have been on the rolls since before May 1997 (or who receive SSI and Social Security together) generally follow the 3rd-of-the-month schedule and are not part of the Wednesday rotation.
What About SSI For September?
Supplemental Security Income (SSI) for September 2025 was paid early on Friday, August 29, 2025, because September 1 is a federal holiday (Labor Day).
That means no separate mid-September SSI deposit. The next SSI payments occur on October 1 and October 31, 2025 (the second one is an early deposit for November).
Payment Amounts And Timing
Your benefit amount depends on your earnings history, claiming age, and any auxiliary benefits. While individual payments vary, the key timing rules remain the same:
- Direct deposit: Usually available on the morning or by end of day on the scheduled Wednesday (bank posting times can differ).
- Paper checks: Allow several mailing days.
- Representative payees and joint bank accounts can introduce processing differences—check with your bank if a deposit seems delayed.
Quick Reference- September 2025 Payment Dates
| Group | Eligibility Rule | September 2025 Pay Date |
|---|---|---|
| Early/Legacy Beneficiaries | On rolls before May 1997 (and some who also get SSI) | Sept 3 (Wed) |
| Birthday 1st–10th | Paid on the 2nd Wednesday | Sept 10 (Wed) |
| Birthday 11th–20th | Paid on the 3rd Wednesday | Sept 17 (Wed) |
| Birthday 21st–31st | Paid on the 4th Wednesday (final September wave) | Sept 24 (Wed) |
| SSI (September) | Paid early due to Labor Day | Aug 29 (Fri) |
How To Track Or Fix A Delay
- Confirm posting times with your bank or credit union; some institutions post later in the day.
- If your direct deposit does not appear by the end of the pay date, contact your bank first, then reach out to Social Security.
- For paper checks, allow at least three mailing days. Consider switching to direct deposit for faster, more reliable delivery.
Why Payments Are Split Into Wednesdays
The birthday-based Wednesday rotation spreads out millions of payments across the month, helping reduce backlogs, call center congestion, and bank processing spikes. The simple rule is:
- 2nd Wednesday: Birthdays 1st–10th
- 3rd Wednesday: Birthdays 11th–20th
- 4th Wednesday: Birthdays 21st–31st
If your birthday falls on the 21st–31st, your final September Social Security payment is set for Wednesday, September 24, 2025. SSI for September already arrived early on August 29 due to Labor Day.
Keep an eye on your bank’s posting window, allow time for mailed checks, and contact your bank and then Social Security if a payment appears late. Knowing which Wednesday matches your birthday helps you predict deposits with confidence and avoid unnecessary worry.
FAQs
I’m On Survivors Or Disability Benefits—Do I Still Follow The Birthday Schedule?
Yes. Most retirement, survivors, and disability payments follow the birthday-based Wednesday rotation, unless you’ve been on benefits since before May 1997 (or receive SSI as well), in which case you’re usually paid on the 3rd of the month.
Why Didn’t I Get An SSI Deposit In September?
Because September SSI was paid early on August 29, 2025 due to the Labor Day holiday. You’ll see the next SSI on October 1, and another early one on October 31 for November.
My Bank Didn’t Show A Deposit—What Should I Do?
First, confirm posting times with your bank. If it’s still missing after the day ends, contact your bank for a trace, then contact Social Security.