Canada GIS Allowance September 2025- $1,395 Amount, Eligibility & Pay Date

If you’re between 60 and 64 and living on a tight budget, the Canada GIS Allowance can be a vital bridge until you turn 65 and qualify for OAS and GIS on your own.

For September 2025, the program’s maximum monthly amount is $1,395.73, with deposits aligned to the regular OAS/GIS schedule.

This guide explains exactly who qualifies, how your household income and marital status affect your payment, and what to expect on the September pay date (including tips to receive funds via direct deposit without delays).

What Is The GIS “Allowance”?

The Allowance is part of the Old Age Security (OAS) program designed for low-income Canadians aged 60–64 whose spouse or common-law partner receives OAS + GIS.

It helps bridge the income gap until you turn 65 and become eligible for OAS/GIS in your own right. There’s also an Allowance for the Survivor for those aged 60–64 whose spouse/partner has passed away.

September 2025 Pay Date

The OAS/GIS/Allowance deposit for September 2025 is scheduled for Thursday, September 25, 2025. If you’re set up with direct deposit, funds typically appear the same day.

Cheques may take longer depending on mail delivery in your area.

How Much You Can Get In September 2025

For the July–September 2025 quarter (which covers the September payment), the indexed maximum monthly amounts are:

• Allowance (Age 60–64): $1,395.73
• Allowance For The Survivor (Age 60–64): $1,663.81

Your actual amount depends on income and marital status. Benefits are indexed quarterly to reflect inflation, so amounts can change in January, April, July, and October.

Quick Reference

Item	Details
Program	GIS Allowance (OAS-linked benefit for ages 60–64)
September 2025 Pay Date	September 25, 2025
Maximum Allowance (60–64)	$1,395.73/month (July–September 2025 rate)
Allowance For The Survivor (60–64)	$1,663.81/month (July–September 2025 rate)
Key Eligibility (Allowance)	Age 60–64, live in Canada, spouse/partner receives OAS + GIS
Key Eligibility (Survivor)	Age 60–64, spouse/partner deceased, not remarried/CLP
Payment Method	Direct deposit (fastest) or cheque
Indexation	Quarterly (Jan/Apr/Jul/Oct) based on CPI

Eligibility Checklist (Allowance)

You may qualify for the Allowance if you:

• Are 60–64 years old;
• Live in Canada and have been a legal resident for the required period;
• Have a spouse/common-law partner who receives OAS and GIS;
• Meet low-income requirements (the program uses your prior-year net income to calculate the monthly amount).

Eligibility Checklist (Allowance For The Survivor)

You may qualify if you:

• Are 60–64 years old;
• Live in Canada;
• Your spouse/common-law partner has died;
• Have not remarried or entered a new common-law relationship;
• Meet the low-income test for the Survivor benefit.

How Indexation Affects Your September Payment

The Allowance and Allowance for the Survivor are tied to the Consumer Price Index (CPI) and reviewed every quarter. The September 2025 payment uses the July–September indexed rates.

The next adjustment will apply to October–December 2025, so your October amount could change slightly.

How To Ensure On-Time Payment

• Set Up Direct Deposit: It’s the quickest way to receive your Allowance.
• Keep Information Updated: Report changes in marital status, address, or income promptly so your benefit is calculated correctly.
• Watch For October Changes: Because of quarterly indexation, check your statement for any amount updates effective in October 2025.

Common Reasons Amounts Differ

• Income Changes: The program uses your previous tax year net income; reassessments can adjust your monthly amount.
• Marital Status Updates: Moving from partnered to survivor status (or vice versa) changes which benefit applies.
• Residency/Absences: Extended absences from Canada can affect eligibility.

For September 2025, the Canada GIS Allowance pays up to $1,395.73 for eligible ages 60–64, with the deposit on September 25, 2025.

Ensure you meet the eligibility criteria, keep your details up to date, and use direct deposit for the fastest access.

With quarterly indexation, check your October statement for any changes and review eligibility each year to make sure you’re receiving the maximum you qualify for.

FAQs