Canada OAS Payments: As the crisp days of fall begin, Canadian seniors have good financial news to look forward to. The Old Age Security (OAS) payments for September 2025 are scheduled soon, and thousands of retirees will benefit.
When combined with the Guaranteed Income Supplement (GIS) and other allowances, some seniors may receive as much as $1,900 this month. This guide explains how OAS works, who qualifies, payment amounts, and key dates seniors should know.
September 2025 OAS Payment Rates
The Canadian government adjusts OAS rates every three months to keep up with inflation. The latest increase from July 2025 is still active in September.
Here is a clear breakdown of the amounts seniors can receive:
| Benefit Type | Monthly Maximum (Sept 2025) |
|---|---|
| OAS Pension (Age 65–74) | $734.95 |
| OAS Pension (Age 75+) | $808.45 |
| Guaranteed Income Supplement (Single) | $1,097.75 |
| GIS (With spouse receiving OAS/Allowance) | $660.78 |
| Allowance (Age 60–64) | $1,395.73 |
| Allowance for Survivor (Age 60–64) | $1,663.81 |
When combined, seniors can receive close to $1,900 in September 2025.
Who Is Eligible for OAS?
To qualify for OAS, you must:
- Be 65 or older
- Be a Canadian citizen or legal resident when your application is approved
- Have lived in Canada for at least 10 years after age 18
- Meet income limits:
- Under $148,541 (ages 65–74)
- Under $154,196 (age 75+)
Living Outside Canada
You can still qualify if you:
- Were a Canadian citizen or legal resident when you left the country
- Lived in Canada for at least 20 years after turning 18
Guaranteed Income Supplement (GIS) and Allowance
The GIS provides additional money for low-income seniors. Eligibility is based on annual income and marital status:
- Single, widowed, divorced: Under $22,272
- With spouse receiving OAS: Combined income under $29,424
- With spouse receiving Allowance: Combined income under $41,184
- With spouse not receiving OAS/Allowance: Combined income under $53,376
The Allowance is for people aged 60–64 whose partner gets GIS. The Allowance for the Survivor helps those aged 60–64 whose partner has passed away.
How to Apply for OAS and Related Benefits
- Automatic Enrollment: Most people are enrolled automatically by Service Canada.
- Manual Application: Needed if you don’t get an enrollment letter, or if applying for Allowance/Survivor Allowance.
Ways to apply:
- Online: Through your My Service Canada Account
- Mail/In person: Submit forms and documents to a Service Canada office
You can choose to start OAS right after age 65, or delay up to age 70 for a larger monthly payment.
OAS and Taxes
- OAS payments are taxable income.
- You can request tax withholding from Service Canada.
- At tax time, you will receive a T4A(OAS) slip (Canada) or an NR4 slip (if living abroad).
September 2025 OAS Payment Date
The next OAS payment date is:
- Thursday, September 25, 2025
Future payment dates in 2025:
- October 29
- November 26
- December 22
Most payments arrive via direct deposit, but mailed cheques may take longer.
The September 2025 OAS payment is more than just a pension—it is vital financial help for seniors across Canada. With the combined OAS, GIS, and Allowance programs, eligible retirees may receive up to $1,900 this month.
If you are approaching retirement or already receiving OAS, make sure your details are correct with Service Canada so you don’t miss out on these benefits. This support helps seniors live with dignity, security, and peace of mind.
FAQs
How much can seniors get from OAS in September 2025?
Eligible seniors may receive up to $1,900 if they qualify for OAS plus GIS or Allowance.
Do I have to apply for OAS?
Most seniors are automatically enrolled. However, if you don’t receive a letter, you must apply manually.
Is OAS taxable in Canada?
Yes, OAS is considered taxable income, and you must include it on your tax return.