Inflation Refund Checks: The cost of living in the United States has gone up sharply due to inflation, and many families are finding it hard to manage expenses. To provide support, the New York State government has announced a new inflation refund check program.
More than 8 million people will benefit from these payments, which are designed to help with the rising costs of basic needs. Checks will start going out in late September 2025 and continue through November 2025.
This article explains who is eligible, how much money you can get, when payments will arrive, and how the process works.
Eligibility For The Refund
Inflation Refund Checks: Not everyone in New York will qualify for the refund checks. To be eligible, you must:
- Have been a full-year resident of New York in 2023
- Filed a 2023 New York State tax return
- Not be claimed as a dependent on someone else’s tax return
If you only lived in the state part of the year, or were listed as a dependent, you are not eligible.
Refund Amounts
The amount of money you receive depends on your filing status and income level.
Here’s a simple breakdown:
| Filing Status | Income Limit | Refund Amount |
|---|---|---|
| Single filer | Up to $75,000 | $200 |
| Married couple (joint) | Up to $150,000 | $400 |
| Surviving spouse | Up to $150,000 | $400 |
This means single filers with income under $75,000 can expect $200, while married couples and surviving spouses with income under $150,000 will receive $400.
Do You Need To Apply?
One of the best parts of this program is that you do not need to apply. The refund checks will be mailed automatically to the address listed on your 2024 tax return.
However, if you have recently moved, you must update your mailing address with the New York State Office of Taxation and Finance to make sure your check reaches you.
Payment Dates
Refund checks will be mailed in waves starting in late September 2025 and continuing until November 2025.
- The payments are not sent out by region or zip code.
- Some people may receive their check earlier than others.
- There is no fixed delivery schedule available, and the contact center cannot provide updates about the status of your check.
So, while you will receive it within the given time frame, the exact date may vary.
Why Is New York Sending Refunds?
Governor Kathy Hochul first announced this plan as part of the Fall 2026 State Budget. She explained that inflation has caused the cost of daily items like food, gas, and housing to rise, and families need extra support.
According to Hochul, this refund is about giving money back to the people:
- “Starting in October, over 8 million New Yorkers will get an inflation refund because it’s simple — this is your money and we’re putting it back in your pockets.”
She also highlighted other relief measures, such as:
- Tax cuts for middle-class families
- An expanded child tax credit
- Free school meals for every student
These steps are aimed at reducing financial pressure on households across the state.
The inflation refund checks in New York will help more than 8 million residents manage the rising cost of living. With payments of $200 for single filers and $400 for married couples or surviving spouses, this program provides meaningful relief.
You don’t need to apply, but it is important to ensure your address is updated so your check arrives safely. While delivery may take time, the program shows the state’s commitment to supporting people during tough financial times.
FAQs
How much is the refund check?
Single filers can receive $200, while married couples or surviving spouses can receive $400 if they meet income limits.
Do I need to apply to get the refund?
No, the checks are mailed automatically. You only need to update your address if you have moved.
When will I get my refund check?
Checks will be mailed from late September to November 2025, but arrival dates vary for each person.