Canada Child Benefit: Raising children in Canada is not easy, especially with rising food, housing, and school costs. To support families, the government offers the Canada Child Benefit (CCB). This monthly, tax-free payment helps parents cover expenses for children under 18.
In this article, we explain the updated Canada Child Benefit amounts for 2025, the October 2025 payment date, eligibility rules, and other important details.
What is the Canada Child Benefit (CCB)?
The Canada Child Benefit is money paid by the government each month to parents or guardians. It is tax-free, meaning you do not pay income tax on it. The amount depends on:
- The number of children you have.
- The age of your children.
- Your family’s annual income.
- Whether your child has a disability.
New Canada Child Benefit Amounts for 2025–2026
From July 2025 to June 2026, the maximum yearly amounts have increased. Families with lower incomes get the full amount, while families with higher incomes receive less.
| Age of Child | Maximum Yearly Amount | Maximum Monthly Amount |
|---|---|---|
| Under 6 years | $7,997/year | $666.41/month |
| Ages 6–17 years | $6,748/year | $562.33/month |
If your child qualifies for the Disability Tax Credit, you may receive up to an extra $3,411 per year (about $284 per month).
Canada Child Benefit Payment Dates 2025
CCB is usually paid on the 20th of each month. If the date falls on a weekend or holiday, payment may arrive earlier.
| Month | Payment Date 2025 |
|---|---|
| September | 19 September 2025 |
| October | 20 October 2025 |
| November | 20 November 2025 |
| December | 12 December 2025 |
Families who qualify for less than $240 per year will not get monthly payments. Instead, they receive one lump-sum payment in July.
Who is Eligible for CCB?
To receive the Canada Child Benefit, you must meet these conditions:
- Be a resident of Canada for tax purposes.
- Live with a child under 18 who is in your care.
- Be primarily responsible for the child’s daily needs.
- File your annual tax return, even if you have no income.
Both parents can share custody, but only one parent receives the payment at a time.
Income and Reductions
The benefit is reduced when family income is above a set limit. For example, in 2024 the threshold was $37,487. Families with income above this level still receive payments, but at a lower amount. The more income, the greater the “clawback.”
Key Reminders
- The October 2025 payment date is October 20.
- Apply online for faster processing. First payments usually arrive 8 weeks after approval.
- If applying by mail, allow up to 11 weeks.
- Always file taxes on time; otherwise, payments may stop or be delayed.
The Canada Child Benefit (CCB) continues to be one of the most important financial supports for families across the country. Starting in October 2025, parents can receive up to $7,997 per year for each child under age 6 and $6,748 per year for children aged 6 to 17.
Families caring for children with disabilities can also receive additional payments through the Disability Tax Credit. Payments are issued monthly, with the next one scheduled for October 20, 2025. To make sure you get the right amount, always file taxes on time and update CRA about changes in income or family status.
FAQs
When is the CCB payment for October 2025?
The payment is scheduled for 20 October 2025.
Do I qualify if I earn a high income?
Yes, but your benefit will be reduced depending on how much you earn above the set income threshold.
Do I need to file taxes to get CCB?
Yes. Filing taxes each year is required, even if you have no income. The CRA uses your return to calculate your payment.